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+--- Thread: Boat insurance (/showthread.php?tid=486810)
Boat insurance - flyfitch - 03-25-2009
I need to get liability only insurance on my boat. It is a '76 Bayliner open bow. 18' long. I/O
I was just going to throw it on with my auto insurance salesman, but I thought I would check around and see how much other people are paying. I hate getting ripped off. I am lazy, so this is easier than shopping around.
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Re: [flyfitch] Boat insurance - mactuna - 03-25-2009
Boats US, have good prices and insure older boats.
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Re: [flyfitch] Boat insurance - crankem - 03-25-2009
After having had 5 different policys with different companys I get the most bang for my buck with State Farm.
I would highly recomend staying away form All State. Had a claim with them for impact damage and they wouldn't pay up. (got to love UL)
Cost me $6000.00 out of my pocket [mad][mad][mad]
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Re: [crankem] Boat insurance - mactuna - 03-25-2009
Won't insure a boat that age.
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Re: [mactuna] Boat insurance - flyfitch - 03-25-2009
Thanks for the info. I checked with Boat U.S. and they quoted me 146.00 for the entire year. I am still waiting for my auto/homeowners insurance agent to call me back with his quote, but Boat US looks pretty good.
this quote was full coverage
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Re: [flyfitch] Boat insurance - ocean - 03-25-2009
Callprogressive my boat is only 2 years older and i pay only $100.00 a year. Never hurts to shop around. As of state farm they are just as bad as all state i had a claim and i had to go all the way to their main offfice in illoinois to get my claim pad. Go with what you think is best for you. Take a safety boating course and they will reduce your insurance.
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Re: [flyfitch] Boat insurance - mactuna - 03-25-2009
Boats will be cheaper, my insurance Allstate wanted $1000 a year coverage and I got it thru Boats for $330
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Re: [ocean] Boat insurance - flyfitch - 03-25-2009
I think I will give Progressive a call also. Thanks for the info.
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Re: [flyfitch] Boat insurance - crankem - 03-25-2009
Haven't had a claim with State Farm (hope I never do, but who knows).
My policy.
Full coverage
$300,000 liability coverage
No deductable on glass
$500 deductable on comprehensive
$10,000 dollar writer for contents
I pay $128.00 a year.
I guess every one has a horror story about their experiance with one company or another. Mine just happened to be with Allstate
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Re: [flyfitch] Boat insurance - wiperhunter2 - 03-25-2009
I have all my insurance with Allstate, so I checked with them on boat insurance when I had to get it. My boat is a 78 Starcraft and they only charge me $26 a year for liability. I have never had a claim with them for my boat but I have had several claims on my home and they have paid every time with no hassle. Progressive wanted $126 for the same coverage.
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Re: [wiperhunter2] Boat insurance - flyfitch - 03-25-2009
thanks for the info wh2. I am only looking for liability, so I will keep that number in mind while shopping around.
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Re: [flyfitch] Boat insurance - mme1 - 03-26-2009
i am paying $80/yr with american family full coverage with a $1500 ryder on my fishing equipment. haven't made a claim but i could set my policy the way i wanted it.[fishin]
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Re: [mme1] Boat insurance - wiperhunter2 - 03-26-2009
Thats a good price for full coverage, what year is your boat? WH2
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Re: [wiperhunter2] Boat insurance - mme1 - 03-26-2009
81 16' bass boat
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