03-02-2011, 12:35 AM
I currently have state farm. They will cover about anything you want for loss, just have to add it to your policy. I have 12000 in additions covered on my boat. They just had me take pictures of EVERYTHING (cranks, blades, rods, ect.) ! About 450 cranks valued at 3-6 bucks, 17 rods at 150-350 a piece, 3 Lowrance HDS with structure scan and sonic hub, ect..... Yeah, it adds up in a hurry. I think if the boat sinks all the junk on board is probably worth more than the boat[crazy]. I did have allstate before state farm and they were fine. I had to put a claim in for hail damage (that occured while I was in the boat) and they paid way more than i thought and were super easy to work with. State farm just gave me a lower deductible with lower rates.
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